Personal loans
A personal loan is money borrowed from a bank, credit union or online lender that you pay back in fixed monthly payments, or installments, typically over two to seven years
HBL Personal Loan
A loan facility that provides you financial assistance whenever you need it. This will help you finance your dreams as well as be your support in difficult times. Features
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Criteria
Applicant to provide:
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Product Benefits and Features
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Pricing
Fixed Rate: Fixed rate pricing will be offered to the customers and the mark-up rate will be 31%-33% per annum. Documentation Requirements
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MCB Personal Loan is a Fast, Affordable and Easy option to meet your immediate financing needs.
Key Features
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Eligibility
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Special Features
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Eligibility
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Make your dreams come true with Faysal Personal Installment Loan. Now you can get a loan starting from PKR 50,000 and pay easy installments, as low as Rs.1,500 a month. So it’s time to fulfill your wishes as now all is possible.
Upgrade your lifestyle Get what you want, may it be home appliances, a brand new watch or a smart phone. Long awaited vacations Choose an ultimate destination and travel around the world with your loved ones. |
Educational expenses Pay for your child’s education or enroll yourself for advanced studies or professional certifications.
House renovation Build the house of your dreams by remodeling and enhancing existing spaces in the house. Unexpected expenses Take care of your unexpected expenses as well as consolidate your debt or outstanding bill amounts. Spend with ease Enjoy complimentary current account facility and a Faysal Pocketmate Visa Debit Card for cash withdrawal and shopping worldwide and much more. |
Basic Product Features
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Multiple repayment options
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Taqseet Finance is the new finance brand launched by Al Baraka Islamic Bank. With attractive profit rates and easy, convenient ways to enroll, they offer Shari'a compliant products to cater for the Bahraini and Expatriates whether employed or self employed. Taqseet Finance is launched with a view to help you get what you want quickly and easily through one of their local branches.
Al Baraka Islamic Bank Personal Finance Features
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Documents Required
If you borrow BHD 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay: Payment per month – BHD 297.50 | Total charge for credit – BHD 710 | Total amount you repay – BHD 10,710 |
Tenure of Loan 1 to 5 years Minimum Age of Borrower Salaried: 21 Years
SEB/SEP: 23 Years Maximum Age till Maturity of Loan 62 years (Salaried-Permanent) 65 years (SEB/SEP/Pensioner) Minimum Salary/Income Permanent Employees Contractual Employees SEB/SEP (Branch Customers) SEB/SEP (Non Branch Customers) *Approved Companies: 30,000/- Non-Approved Companies: 35,000/- *Approved Companies: 40,000/- Non-Approved Companies: 45,000/- Rs. 55,000/- Average Balance |
Rs. 100,000/- Average Balance Finance Amount (subject to DBR) Rs. 50,000/- to Rs. 2 Million Top Up/Limit Enhancement After 1 Year Mark-up Rates
Salaried SEB/SEP Branch Customer: 23.99% Non-Branch Customer: 25.99% Branch Customer: 27.99% Non-Branch Customer: 29.99% Documents mainly required
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Benefits
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Requirements
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